Employee Benefit Plans
Benefit Plans that work for you
Many thriving businesses simply don’t have the resources or expertise to develop and administer an Employee benefit Plan.
As your Employee Benefit Plan specialist, we will:
- Evaluate carriers and options
- Build a custom benefit plan that your employees will value
- Assist with administration of your plan
- Proactively keep you informed
We take care of your benefit plan, so you can focus on your business.
What is an Employee Benefit Plan?
An Employee Benefit Plan provides benefits to employees at a workplace, typically with shared cost between employer and employee.
The main types of employee benefits are:
Extended Healthcare
Dentalcare
Income Replacement and Critical Illness Insurance
Employee & Family Assistance Programs
Life Insurance
Group RRSPs
A good plan can help attract and retain employees and improve wellness, mental health, and morale in the workplace. As an employer, it’s one way you can ensure your employees that you care.
We offer custom solutions with follow-up service you can count on. We also bring a special focus on mental health & wellness programs.
See what Nicole has to say about stress in the workplace.
We Know Employee Benefits
We’ve been building Employee Benefit Plans for Vancouver Island businesses for more than 20 years. Our deep knowledge of carriers and benefits will save you time and money. Additional expertise that we provide:
- Analyze your claims usage to better forecast your renewal
- Provide employee communication plans
- Act as a liaison for employees having claims issues
- Identify potential liability issues and how to avoid them
- Demonstrate how to make tax-effective payroll deduction calculations
Contact us for more information about starting a new Employee Benefit Plan or a free evaluation of your existing plan.
Frequently Asked Questions for Plan Administrators
A: Yes. You choose the waiting period and minimum number of hours that works best for your group. All employees who are eligible based on those factors must enroll.
A: Yes! We encourage a cost-share between employers and employees. We help structure the employee share in the most tax-efficient way so it’s beneficial to everyone involved.
A: Sometimes. With traditional insurance plans, you choose the plan design and all employees must take that coverage. There are many other options available, such as health spending accounts, that give employees more flexibility. We can discuss all of this and help create a plan that works for all employees.
A: You need an employee benefit specialist to help stick-handle the process, provide an impartial recommendation and to act as a liaison for you and your staff. We don’t work for an insurance company; we work for you. In addition, most carriers will not work directly with employers/plan sponsors.
Plan Administration Access
- Canada Life (GroupNet) Canada Life GroupNet for Plan Administration (greatwestlife.com)
- Chambers of Commerce Group Insurance Plan My Benefits – Johnston Group (my-benefits.ca)
- Sun Life home | Sun Life
- Benefits By Design Nomad – Log In (bbd.ca)
- Co-operators Benefits Now® Sign In (cooperators.ca)
- Industrial Alliance My Client Space (inalco.com)
- National Health Claim National HealthClaim Login
