Pre Retirement

Preparing to retire on your terms

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As retirement becomes more real, you may have more questions about how your money will perform. Today’s retirement is about options, depending on your vision of the good life. Some people opt to work longer, reduce their hours, start a new business, or begin a work-life hybrid earlier than the typical retirement years.

Here are 5 questions you need to be ready to answer as you prepare for retirement:

When does your next stage in life start?
What does this next stage look like?
What will your expenses and lifestyle needs be?
What are your expected sources of income?
Are you on the right track to achieve your goals?

As a financial advisor, I discuss the answers to these questions with clients as we map out what retirement looks like some day and how we adapt their custom financial plan now to achieve their goals.

Why is a custom financial plan important pre-retirement?

Why is a custom financial plan important?

A custom financial plan outlines the steps you need to take to achieve your personal and financial goals. This plan addresses your unique needs at this life stage and ensures that you’re ready for what you choose to do next.

Why is a custom financial plan important pre-retirement?

Are you making pre-retirement mistakes?

Your vision of retirement is just as important as the financial means to get there. Avoid these common planning mistakes that may delay your retirement. In this presentation, we call out the top 10 mistakes that people make and how to avoid them.

Finding the right fit

Personality and fit are important to building a successful long-term relationship with a financial advisor. Make sure that you interview advisors to find an approach and philosophy that aligns with yours.

My clients:

Are committed to their goals and do the work to implement solutions
Want to develop a positive experience with their money
Feel quality of life is as important to financial planning as a rate of return
Focus on what they can control
Appreciate “how much, by when” approach to goals we’ve mutually agreed to implement

What our clients say

I’ve worked with Deneen for many years. She’s provided the guidance I’ve needed since my husband passed. She’s a pleasure to spend time with, knowledgeable, and we meet regularly.

Now that we’re retired, we’re getting into serious planning – what we can afford, cost of living, longevity, and taxation. We really trust Deneen’s advice. She has been understanding of our changing requirements.

We value reliability, responsiveness and relationships. Deneen exemplifies these attributes. She listens to our needs, understands our risk tolerance and has developed a plan allowing us to achieve our financial goals.

She helps guide us, answers our questions, and anticipates issues. We know the plan is specific to us and that it’s evaluated annually so  adjustments are made, depending on what’s changed in the markets and our life stage. We learn every time we meet her.

Want to get in touch?

Schedule a complimentary consultation.