About Us

Smart decisions. Real results.

We remove the complexity from insurance and financial planning

Our Story

Jack Harrington founded the company in 1962. He passed the baton to Barb McVagh, who then chose financial planner Deneen Cunningham to continue the legacy. Barb has since retired to pursue her passion for travel.

Nicole Ardiel joined the firm as our Employee Benefit Plan Specialist and later became a valued partner. Nicole has since launched her own firm, Clearwell Benefits, and we are proud to acknowledge her as a legacy partner.

Today, Deneen focuses on insurance and financial planning, while continuing to collaborate with Nicole through Clearwell Benefits when clients require group benefit solutions. Together, we remain committed to ensuring our clients benefit from our guiding principle: Smart decisions. Real results.

Our People

Financial Planning

Deneen Cunningham

CFP, CLU, CH.F.C., CHS

Deneen holds her Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Chartered Financial Consultant (CHFC), and Certified Health Specialist (CHS) designations. What motivates her is making people feel confident about their money and comfortable knowing they have a plan in place for their next life stage. She is known for her trust and advice and the enjoyable personal relationships she has with her clients.

Known as a hard worker and seeker of thrilling experiences, Deneen has been a First Responder with the Piers Island Volunteer Fire Department for many years. She and her husband Len enjoy their time on the island and share their home with their dog Pawz.



Our Clients

I’ve worked with Deneen for many years. She’s provided the guidance I’ve needed since my husband passed. She’s a pleasure to spend time with, knowledgeable, and we meet regularly.
Lynn Gilby
We value reliability, responsiveness and relationships. Deneen exemplifies these attributes. She listens to our needs, understands our risk tolerance and has developed a plan allowing us to achieve our financial goals. 
Craig Mattear
She helps guide us, answers our questions, and anticipates issues. We know the plan is specific to us and that it’s evaluated annually so 
adjustments are made, depending on what’s changed in the markets and our life stage.  We learn every time we meet her.
Sharilynn Wardrop
What I value most about Deneen is her genuine care. She takes the time to understand us, is always available to answer questions, and never makes us feel rushed. With her guidance, we not only feel confident that our best interests always come first, but also secure knowing our retirement income is well planned for the years ahead.
Clara Toledo and Terrance Merx
We have known Deneen for many years and have complete confidence in her handling of our financial portfolios. She has guided our investments through both good and challenging times, and we have always come out ahead. Deneen is accessible, responsive, and her follow-up and communication are excellent. We always feel valued as clients. We trust her implicitly to act in our best interest and deeply appreciate the advice she provides.
Leslie Bainbridge and Gillian Hobbs